Our Insurance Claim Process
At Alpha AI Virtual Roofing & Solar, we protect homeowners by ensuring every roof inspection and insurance claim is backed by real data, advanced technology, and good-faith negotiations. Here’s how the process works:
1. Weather & Property Analysis
- We start by checking the 10-year weather impact report for your property.
- This includes hail, wind, and storm events compared to the age and condition of your shingles.
- Using this data, we determine if a drone inspection is truly necessary.
💡 Most roofers skip this step and jump directly onto your roof, risking damage and unnecessary claims.
2. Drone Inspection & AI Damage Mapping
- If the property qualifies, we dispatch an FAA-licensed drone pilot.
- The drone captures high-resolution roof imagery without anyone walking on your roof.
- Our artificial intelligence software maps and highlights all potential damage with precision.
- This ensures we know with confidence whether an insurance claim should be filed.
3. Insurance Claim Filing
- If legitimate storm damage is confirmed, we guide you through filing a claim.
- Unlike many roofers who file claims for marginal or nonexistent damage, we only file when the evidence is clear.
- This protects you from insurance penalties such as:
- Higher rates
- Loss of discounts
- Even policy cancellation
4. Adjuster Inspection & Negotiation
- Once a claim is filed, your insurance field adjuster will come out to take photos.
- Just like us, they send those photos to an inside desk adjuster who makes the real decision.
- Here’s the difference: Alpha.AI negotiates directly with the inside desk adjuster, presenting our AI damage maps, weather data, and inspection reports.
- 90% of the time, insurers agree with our assessment and approve a full roof replacement.
5. Supplements & Price Agreement
- After approval, we work with your insurance company to agree on any supplements (extra costs or trades, such as gutters, siding, paint, or windows).
- This ensures everything is accounted for before the build begins.
6. Build & Completion
- We schedule your roof replacement with professional crews.
- Once completed, we provide all documentation, final invoices, and a Certificate of Completion for your records.
7. If Your Claim is Denied
- If the insurance company unreasonably denies coverage despite legitimate damage, we have attorney partners who will fight for your policy rights.
- Our legal partners hold insurers accountable so you don’t get left with a damaged home and a denied claim.
Why Choose Alpha.AI?
✅ Data-driven inspections (not guesswork)
✅ Protects your insurance standing
✅ AI-powered roof damage verification
✅ Honest, good-faith negotiations
✅ 90% claim approval success rate
✅ Legal protection if insurers deny you