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Simplified claims Process

 

Our Insurance Claim Process


At Alpha AI Virtual Roofing & Solar, we protect homeowners by ensuring every roof inspection and insurance claim is backed by real data, advanced technology, and good-faith negotiations. Here’s how the process works:


1. Weather & Property Analysis

  • We start by checking the 10-year weather impact report for your property.
     
  • This includes hail, wind, and storm events compared to the age and condition of your shingles.
     
  • Using this data, we determine if a drone inspection is truly necessary.
     

💡 Most roofers skip this step and jump directly onto your roof, risking damage and unnecessary claims.


2. Drone Inspection & AI Damage Mapping


  • If the property qualifies, we dispatch an FAA-licensed drone pilot.
     
  • The drone captures high-resolution roof imagery without anyone walking on your roof.
     
  • Our artificial intelligence software maps and highlights all potential damage with precision.
     
  • This ensures we know with confidence whether an insurance claim should be filed.
     

3. Insurance Claim Filing


  • If legitimate storm damage is confirmed, we guide you through filing a claim.
     
  • Unlike many roofers who file claims for marginal or nonexistent damage, we only file when the evidence is clear.
     
  • This protects you from insurance penalties such as:
     
    • Higher rates
       
    • Loss of discounts
       
    • Even policy cancellation
       

4. Adjuster Inspection & Negotiation


  • Once a claim is filed, your insurance field adjuster will come out to take photos.
     
  • Just like us, they send those photos to an inside desk adjuster who makes the real decision.
     
  • Here’s the difference: Alpha.AI negotiates directly with the inside desk adjuster, presenting our AI damage maps, weather data, and inspection reports.
     
  • 90% of the time, insurers agree with our assessment and approve a full roof replacement.
     

5. Supplements & Price Agreement


  • After approval, we work with your insurance company to agree on any supplements (extra costs or trades, such as gutters, siding, paint, or windows).
     
  • This ensures everything is accounted for before the build begins.
     

6. Build & Completion


  • We schedule your roof replacement with professional crews.
     
  • Once completed, we provide all documentation, final invoices, and a Certificate of Completion for your records.
     

7. If Your Claim is Denied


  • If the insurance company unreasonably denies coverage despite legitimate damage, we have attorney partners who will fight for your policy rights.
     
  • Our legal partners hold insurers accountable so you don’t get left with a damaged home and a denied claim.
     

Why Choose Alpha.AI?


✅ Data-driven inspections (not guesswork)
✅ Protects your insurance standing
✅ AI-powered roof damage verification
✅ Honest, good-faith negotiations
✅ 90% claim approval success rate
✅ Legal protection if insurers deny you


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